Stop losing your
profit to
hidden fees.
You're likely overpaying by 15–30%. We negotiate across 10+ Tier-1 processors to lock in permanent savings at zero cost to you.
(646) 941-7853, and we always answerWe negotiate across 10+ tier-1 processors so you don't have to
You might be overpaying by $12,180
this year.
Processor pricing is designed to be confusing. The difference between a bad rate and a good one is often your entire annual IT budget.
Three steps.
Permanent savings.
We handle everything. You just review the offer and say yes.
Send Your Statement
Upload your merchant statement or enter a few numbers. We analyze every line: interchange, markup, and junk fees. We flag what you shouldn't be paying.
We Go to Market for You
We submit your data to 10+ tier-1 processors simultaneously. They bid blind. They can't see each other's offers. You get their best number, not their opening one.
You Pick. We Lock It In.
Choose the winning bid. We handle the switch. Rates are contractually locked. No annual creep. Your dedicated rep stays on the account permanently.
This is what competing looks like.
We submit your statement to every major tier-1 processor simultaneously. They compete. You win. No negotiation required on your end.
Not a processor.
Your advocate.
We sit exclusively on your side of the table, with no ownership stake in any processor.
No Ownership. No Bias.
We don't own a piece of any processor. That means we recommend what's actually best for your margin, not what pays us more.
Call Us. We Answer.
Every client gets a named rep who knows their account. No ticket queue. No offshore support. No chatbot. You call, we pick up.
Real Businesses.
Real Savings.
Clients are kept confidential at their request. Savings figures are verified.
“FinTech 5 identified $18,400 in fees we didn't know we were paying. The audit was same day. The savings are permanent.”
“We had been on tiered pricing for 6 years. Nobody told us. One statement analysis and we were switched to IC+ within a week.”
“My rep answers the phone every single time. That alone is worth more than the rate savings, and those are very real too.”
Expertise across
every vertical.
From retail to high-risk, we've built specialized payment stacks for businesses just like yours.
The FT5 Playbook
How to Read Your Merchant Statement (And the 7 🚩 Flags That Mean You’re Getting Overcharged)
Most merchants get their processing statement every month, glance at the total, and move on. It’s dense, it’s confusing, and most processors aren’t exactly motivated to make it easy to understand.
What is Tokenization, and 10 Powerful Reasons Your E-commerce Business Needs it in 2025
If your business accepts online payments, every transaction carries the risk of exposing sensitive credit card data, a prime target for cybercriminals. Payment tokenization is your best defense.
Understanding Your Payment Fees: Flat Rate vs Interchange Fees
Introduction to Payment Fees Payment fees are a critical aspect of financial transactions that businesses must navigate to succeed in an increasingly digital marketplace.
Find out what
you're overpaying.
Back to you same day or less. Free.
Upload your merchant statement and we'll return a line-by-line audit with every hidden fee identified and competitive bids from 10+ processors.
No spam. No obligation. No high-pressure sales calls.